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Don’t Do These 4 Things After Pre-Approval

CONGRATULATIONS! You just got pre-approved for the home of your dreams! Of course, now you want to go shopping for all new furniture, accessories, and decor, right?

Wrong! Once you have gotten pre-approved, you need to watch your spending EXTRA cautiously. It is very important to monitor your finances during this time, as your lender will be as well. Here are 4 things to stop doing as soon as you become pre-approved:

Changing jobs. In order to look as stable a borrower as possible, it is important to stick with the same employer. In addition, you don’t really want there to be a change in income anytime soon. just stay where you are for now.

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No suspicious large deposits.
Other than salary deposits, it is important to not dump any large sums of money into your account. Remember: the key to home purchase financing is CONSISTENCY.

large deposit atlanta real estate remax on mainStop buying things that are unnecessary. Whatever you do, do not think this is the time to go on a shopping spree. This is the time to hold back on buying that huge TV or expensive handbag.

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Keep your credit card usage under 30%.
This can really affect your credit score if you aren’t careful. The last thing you want to appear as is financially irresponsible to your lender.

credit card atlanta ga real estate remax on mainRemember, these rules are only for a short season. The goal is to present yourself to the lender as a mature and responsible borrower! Check out for more info on real estate buying and selling!

North Atlanta Home Team

Realty ON MAIN North Atlanta Real Estate Team Working With The Cities Of Alpharetta, Atlanta, Woodstock, Suwanee, Canton, Virginia Highlands, Cumming And So Many Other Areas Of Georgia. Feel free to visit our Real Estate Georgia Team Website at Our website provides you with a wealth of information about Open Houses, Just Listed, Foreclosures to Luxury Real Estate. To have a resource about Neighborhood Profiles, feel free to visit our Real Estate Blog at BLOG. -2013 Hall Of Fame Realtor -2016 RE/MAX Lifetime Achievement -2016 Chairman's Club -RE/MAX Regional Services 2016 Georgia #3 Individual
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